I had come across lowvarates.com and had done my research on their services and what customers had said about them. I was pretty confident to start doing business with them as my friends had done the same. When my job was done I was happy with the results and was proud that I made the right choice for once in my life. With the help of lowvarates.com I had streamlined from a 6.5% fixed rate to a 5% fixed rate.

Being approved for VA Loans was a hassle-free process for me. The program which best suited my needs was the VA streamline loan which was officially known as the Interest Rate Reduction Refinancing Loan. The reason why it was the best choice for me was because it helped service members like me currently in VA Loans into new VA Loans with lower rates and more favorable terms. The benefits I received by this program were reduced credit score standards, no disclosure of income or assets, up to $6000 available for energy efficient home improvements, an opportunity to defer two months mortgage payments and cash refund of available escrow balance. It was too good to be true.